Reference

Terms & Conditions That Govern Your q4lic Account

Before you open an account with q4lic, these Terms & Conditions set out exactly what you agree to, what we commit to, and how disputes are handled.

Eligibility by local lawAccount conduct rulesWithdrawal & closure policyJurisdiction-dependent accessDispute resolution process
q4lic Terms & Conditions That Govern Your q4lic Account
TERMS CONTACT PATHS

How to Reach Us About These Terms

If any clause in these Terms & Conditions is unclear, or if you believe your account has been handled incorrectly under them, our support team is the right first step.

Live Chat Start a live chat session directly from your account dashboard. Our agents can walk you through any specific clause, explain how a ruling applies to your account, and escalate to a compliance officer if needed.
Email Support Send a detailed query to our support address. Include your account ID and the relevant Terms section so our team can respond with a precise, documented answer rather than a generic reply.
Help Centre Our Help Centre hosts plain-language summaries of each major Terms section. Search by topic — account closure, withdrawal holds, eligibility — and find the relevant clause before opening a formal ticket.
ACCOUNT SECURITY & DATA

How q4lic Handles Your Data and Account Security

These Terms & Conditions are backed by concrete data-handling and security practices. Below is a snapshot of the six areas that matter most when you hand your personal and financial details to…

Data We Collect

We collect the information you provide at registration — name, contact details, and payment identifiers like your UPI handle — plus transactional records. We do not sell or share this data with third-party marketers under any circumstances covered by these Terms.

Cookie Use

Our site uses session cookies to keep you logged in and analytical cookies to understand how pages are used. You can adjust cookie preferences in your browser at any time; disabling analytical cookies does not affect your ability to access your account.

Account Security

Each account is protected by password hashing and optional two-factor authentication. If we detect unusual login activity from a new device or location, we hold the session and send a verification prompt to your registered contact before allowing access.

Data Retention

We retain account and transaction records for as long as required by applicable Indian financial and gaming regulations, and for up to five years after account closure. After that period, personal identifiers are deleted from active systems.

Requesting Changes

You may request a correction to your personal data, a summary of what we hold, or deletion of non-mandatory records by emailing our data team with your account ID. We aim to process such requests within ten business days.

Who to Contact

For Terms-related escalations beyond standard support, address your query to our compliance team directly. Include the relevant clause number and your account reference. Compliance responses are issued in writing and form part of your account record.

Frequently Asked Questions About Our Terms & Conditions

These are the questions we receive most often about our Terms & Conditions. If yours is not listed, contact support with your account ID and the clause you need clarified.

Access depends on local law and is available where local law permits. If Indian law in your state or union territory allows the activity you intend to carry out on q4lic, these Terms & Conditions apply in full from the moment you create an account.

We may update the Terms & Conditions at any time, but we post a notice on the site when material changes are made. Continued use of your account after the effective date of any update means you accept the revised terms as binding.

We retain transaction and identity records for the period required by applicable regulations, typically up to five years post-closure. Personal identifiers not required for compliance are deleted from active systems after that retention window expires.

Email our data team with your account ID and a clear subject line referencing a data access request. We aim to send a structured summary of the data we hold within ten business days of receiving your request.

Yes. All deposits and withdrawals — including those made via UPI, Paytm, and PhonePe — fall under the wallet and transaction clauses of these Terms & Conditions. Each transaction is logged against your account and subject to the same dispute process.

Contact support via live chat or email, quoting the relevant clause and your account ID. If the first-line team cannot resolve it, your case is escalated to our compliance officer, who issues a written decision within five business days.

The current version is always published at q4lic.com/terms-conditions/. We display the effective date at the top of the document so you can confirm you are reading the version in force at the time you access your account.